The Insurance Surgery is the UK's No.1 specialist life insurance broker*, providing the best cover options for those with pre-existing medical conditions, hazardous occupations, and extreme sports. Our experienced team of brokers will help you find the right cover to protect your family or business, and we always aim to get you the best rates. We are proud to be one of the highest-rated insurance companies in the UK, with an excellent 5 out of 5 rating on Feefo.
The Insurance Surgery provides a range of life insurance products and services to meet your needs. Our range includes home protection, over 50’s life insurance, whole of life insurance, declined life insurance, dangerous occupation cover and high risk life insurance.
We can also provide cover for extreme sports as well as advice on how to obtain life insurance if you have a pre-existing medical condition such as diabetes, cancer, heart conditions or stroke.
Our team can provide you with free and impartial advice from our specialists and we also offer an annual review service so that your needs are protected now and in the future.
Based on 200 Reviews
Add ReviewJulie dealt with our query and couldn't have been any more friendly or helpful throughout. She got a quote which was less than any I had found for my circumstances and kept us informed throughout the process, which didn't take very long at all. There was no hard sales push like I had experienced with another broker, she simply provided us with quotes and was happy to answer any questions we had. I would highly recommend The Insurance Surgery Ltd and Julie in particular!Report
Julie was great. We were rejected from another company but insurance surgery helped get us a cover swiftly!Report
09/05 - Thanks for your reply. One point I will raise is sometimes going through the questions, doing it all over the phone was a bit difficult at times, especially if someone's first language isn't English, or if someone prefers reading information than listening to it, or someone who is hearing impaired etc - I hope you look into an option where the advisors can share their screen when answering questions.
The best insurance broker there is!Report
The service was amazing, very professional. Meghan managed to find the life cover we needed for my self and my husband (which was difficult to find due to being diabetic). Meghan was brilliant, and polite and ensured we went with the right life cover, that would meet our needs. Would definitely recommend this service to family and friends. :)Report
The Insurance Surgery was absolutely brilliant and helped me get exactly the life insurance I was looking for, which I had struggled to get elsewhere. Julie Arthurs was friendly, helpful and really worked hard to make sure I was able to get the cover I needed. I highly recommend Julie and The Insurance Surgery.Report
Thank you Julie Arthurs she was very friendly and thorough and helped me find the right insurance for me with my mental health conditionsReport
John Mahoney opted not to leave a text review of The Insurance Surgery LtdReport
If you’re looking for life insurance and have been turned down elsewhere, this is the company for you. Julie was super helpful and knowledgeable from the initial call I had with her through to finding the right policy for me. She kept me updated throughout the process, recommended a few options and was very transparent about her action plan to try and find the right deal. Would highly recommend the insurance surgery and, if you’re lucky enough to get Julie as your contact, can guarantee you’ll be in safe hands. Thanks Julie!Report
Could not recommend The Insurance Surgery enough! Suzie provided an amazing service, I had been trying to get cover for years and nobody would provide me with life insurance due to my past medical history. Suzie managed to find my husband and I quotes and have them set up within 2 days. Suzie even managed to find cover for my husband at a much cheaper rate than he been quoted on comparison sites. Exceptional service.Report
This company assisted me in getting Life Insurance when all other companies refused me. Sam Cox was extremely professional and knowledgeable. The process was quite long, but following his good guidance I was able to get a highly competitive quote in the end to get life insurance for my new home. Thank you Sam, you are incredible.Report
The Insurance Surgery is a leading life insurance, critical illness cover and income protection specialist for people with pre-existing medical conditions. Our team of experienced insurance experts has helped thousands of individuals, families and businesses since 1999 to obtain the financial protection they need and peace of mind knowing that they are covered.
We provide specialist advice to those who have been declined by other insurers due to their medical history or dangerous occupation. We also have extensive experience in finding affordable life insurance for people with diabetes, cancer, obesity, high BMI or mental health issues.
Our team of life insurance experts will be able to identify which insurance underwriters will be best for you and your circumstances. We are always available for free advice and guidance when it comes to protecting yourself and your loved ones - no matter what your situation may be.